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5 Ways For Families To Save Money While Christmas Shopping

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military-families-save-money-christmasIt’s crunch time! Hey, someone has to finalize the Thanksgiving menu, make the grocery list, and decide whose turn it is to sit next to Uncle Ted this year.

And before you even have enough time to regret how many helpings of pumpkin pie you indulged in, it will be time to drink eggnog and unwrap presents.

While the expectations of Christmas seem to have risen drastically over the years, here are five practical ways military families can save money and have a remarkable holiday without breaking the bank.

Cyber Monday


Yes, you could stand in a line that extends outdoors on Thanksgiving night or wakes up before the roosters on Black Friday to score a tablet for a ridiculously low price, and that would perfectly fine.

Or you could wait until the Monday after Thanksgiving and score the same and often even better deals online without changing out of your pajamas or even breaking a sweat. For those of you who struggle with a calendar, Cyber Monday falls on the 28th.

Cyber Monday is quickly becoming a preferred alternative to the hassle of Black Friday. In 2013, Adobe reported that shoppers spent over $3 billion on Cyber Monday. The numbers are expected to be even higher this season.

Like they do with Black Friday, many retailers release their Cyber Monday deals weeks in advance.

In order to find your favorite retailer’s Cyber Monday deals, Google the name of the store plus the term “Cyber Monday.”

For example, if you want to see Target’s deals, Google “Target Cyber Monday.”

Then sit back and enjoy your Thanksgiving weekend with no crowds, no checkout lines, and no rainchecks!

If you are new to online shopping, Amazon always has a ton of great offers, to help you save the most money on Cyber Monday. If you’re interested bookmark this page for future reference.


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Coupon Codes


Another way to save the maximum amount of money, both on Cyber Monday and on any other day throughout the holiday shopping season, is to utilize coupon codes.

There are two ways to do this:

  • You can go to each retailer’s website, sign up for their newsletters individually, and hope they email some coupons eventually.
  • Or you can access those coupons hassle-free without signing up for anything. Websites like Groupon, Coupons.com, Living Social and Retail Me Not feature significant savings from top brands like Sears, Best Buy, Carter’s, and Toys ‘R Us.

Not only do these sites give you a significant percentage off, many of the coupon codes include free shipping!

Coupons.com - The latest deals via email
Coupons.com - The latest deals via email

Sign up to receive the best advice for saving money, saving time, and making your day a little bit easier.

Groupon - Receive 25% off 1st Purchase
Groupon - Receive 25% off 1st Purchase

Shop local and save up to 70% on 1000s of awesome deals in your city.

Living Social - Play local
Living Social - Play local

The best place to find and share unique things to do in your area

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Rewards Sites


Did you know there are websites that will reward you with points or cash back for your purchases?

Some sites even offer double cash back when you use their website to shop your favorite brands.

Well-known rewards shopping sites include FatWallet.com and Ebates.com.

The best part about these sites is that you earn rewards for shopping at the places where you already shop! Sephora, JCPenney, Kohl’s, and Wal-Mart are just a few examples of the participating retailers at rewards sites across the Internet.

It’s quite simple really, especially if you plan on shopping online. As a matter of fact, Ebates is offering you a $10 gift card just for signing up.

In order for you to earn your $10 cash bonus, you must spend at least $25 or more at your store of choice through their shopping portal. Benefits you’ll receive is access to over 1,800 online stores, cash back percentage, and store discounts.

Ebates $10 Gift Card Holiday Offer
Ebates $10 Gift Card Holiday Offer

If you plan on shopping online, we have a perfect cash back shopping portal for you. Ebates is offering you a $10 gift card just for signing up.

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Military Specific Assistance

If you don’t have the spare cash for Cyber Monday, you’re not alone.

According to Military.com, the unemployment rate for military spouses is roughly 26 percent, and one-fourth of military families struggle with consumer debt of over $10,000.

Consequently, many military families don’t have enough cash to spare at Christmas time for expensive gifts or holiday meals. Thankfully, there are programs out there to assist you; you just have to know where to find them.

Here’s a couple that I’ve recently run across:

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Gift Card Swaps

In 2015, Barron’s reported that over $1 billion in gift cards goes unredeemed each year.


And it’s happened to all of us. A well-meaning friend or relative gives us a gift card to a store we know we will never use. We tuck it into our wallets and forget all about it. Until now.

There is a way to take the gift cards you know you’ll never use and convert them into ones you will use! You can then give these gift cards away as Christmas gifts or use them to purchase gifts for your family.

Websites like Raise and Card Pool allow you to trade or sell your unused gift cards. And here’s the best part: even if you aren’t lucky enough to have unused or unwanted gift cards to swap or sell on these sites, you can buy other people’s unused gift cards at extremely discounted prices.

Gift card swapping and selling sites have a wide array of merchants to choose from including your favorite retailers like Best-Buy, Home Depot, and Wal-Mart.

Who knew saving money at Christmas time could be as easy as a few clicks of the mouse? You don’t even have to put on a coat and brave the crowds.

Now, it’s your turn. Do you have any money-saving tips to share? If so, please leave us a comment below!

Curtez Riggs is a Retired Army Soldier, Entrepreneur, and friend to at least two important people. He is also the founder of the Military Influencer Conference℠, an exciting, dynamic event that brings together hundreds of spouses, community leaders, entrepreneurs, and influencers united by a passion for the military. You can find him online at: Twitter | LinkedIn | Facebook

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