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Save money by fixing your own plumbing
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Save money by fixing your own plumbing

    Everybody wants to save money to reach financial independence, but it's even more challenging to avoid unnecessary expenses. Sometimes "spending avoidance" requires sweat equity, training, and experience. Other times you can avoid expenses with a little knowledge and good habits. The trick is to ...

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So you want to be a landlord.
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So you want to be a landlord.

    Another content-heavy, link-filled post to get you through the weekend! I recently read a Reddit question that also describes how servicemembers turn into landlords: I'm in the military, eligible for a housing allowance based on my rank and typical rent levels for this ZIP code. I see the following ...

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Covering a Mortgage in Retirement – How Not Paying Off Your Mortgage Can Lead to More Financial Flexibility and a Larger Investment Portfolio
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Covering a Mortgage in Retirement – How Not Paying Off Your Mortgage Can Lead to More Financial Flexibility and a Larger Investment Portfolio

Conventional wisdom claims that retirees shouldn't carry debt. If you're going to enjoy retirement then you want to minimize your non-discretionary expenses and maximize your entertainment! discretionary spending. However military retirees (and retirees with annuities) have the “unusual” situation of highly ...

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DIY home improvement
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DIY home improvement

It's Monday and many of you are probably at work wishing you were out surfing.  If you're stuck in a quiet air-conditioned office, then let me put up an eye-candy post that'll make you glad to be sitting there.  Sorry, no surfing scenes-- this will be noisy & sweaty demolition and construction. This post started ...

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DIY home maintenance
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DIY home maintenance

Old toilet, discolored porcelain, and mineral stains       I was ready to wax our old toilet. But before I explain that teaser, let me talk about a critical aspect of financial independence: DIY-- doing it yourself. When you're working 60 hours a week (or deployed for a 168-hour ...

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