Military Family – Spouses & Dependents
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How I cost my Dad over $2000 in Medicare benefits
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How I cost my Dad over $2000 in Medicare benefits

  It's been a few months since I posted about Dad. He's still happy and healthy in the care facility, and he's a little deeper into mid-stage Alzheimer's. (In his mind, he's consulting on-site about their electrical engineering needs-- just as he did in his career for nearly 30 years. He says he's happy ...

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Protecting Your Military Benefits In A Divorce
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Protecting Your Military Benefits In A Divorce

A reader writes: "In my divorce decree I was awarded part of my husband's Reserve "disposable military retirement pay". My portion is 50% of the time for which we were married, and only for the Reserve points that he earned during our marriage. But the problem is not only figuring out how much I'll get in dollars ...

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Divorce And A Military Reserve Pension
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Divorce And A Military Reserve Pension

    .         A reader writes: My husband was commissioned after ROTC in August 1966, placed on an educational deferment, and did not start active duty until February 1968. How many retirement points did he earn over that period and where is a regulation that addresses ...

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I Tried 23andMe Genetic Testing & Here’s My Review
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I Tried 23andMe Genetic Testing & Here’s My Review

Very long post today (3000 words) but you have the time to read it-- and it's worth reading. Especially if you're interested in genetic testing. Here's my 23andMe Genetic Testing Reviews. A genetics researcher and director of the National Institutes of Health once said: "Genetics loads the gun and environment ...

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Interview: What’s Wrong With Long-term Care Insurance?
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Interview: What’s Wrong With Long-term Care Insurance?

  A few weeks ago I received an e-mail from a representative of the nonprofit organization LIFE: "As more and more Baby Boomers enter their retirement years, there are new financial concerns they need to consider as they plan the rest of their lives. One that’s often overlooked is long-term care. Nearly ...

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