Long Term Care

Family Estate Planning For Your Disability

Author: Doug Nordman Last Updated: December 11, 2019 4 Comments

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Here’s our capstone post for the year: our family's estate plan. I’ve spent the last 11 months writing about the ways that our Nords family financial independence is changing. Now we’re reaching far into the future to simplify not just our lives, but our legacy for the next few generations. My spouse and I have had wills since college. … [Read more...] about Family Estate Planning For Your Disability

“I Inherited Money And Now I Can’t Blog About Financial Independence Anymore”

Author: Doug Nordman Last Updated: August 22, 2019 13 Comments

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I’m finally ready to write about distributing my father’s estate. As many of you may remember, Dad passed away in November 2017 after more than nine years with Alzheimer’s Disease. For over six of those years, Dad was in a full-care facility while I handled his finances. It only took a few six months to handle his estate and finish his … [Read more...] about “I Inherited Money And Now I Can’t Blog About Financial Independence Anymore”

Will Your Retirement Plan Handle Long-Term Care Needs? How Your Genome Impacts Disability, Caregiving, And Estate Planning

Author: Doug Nordman Last Updated: May 1, 2019 2 Comments

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Will your retirement plan stand up to long-term care needs? Do you have an estate plan in place? These are topics that few of us want to discuss. However, they are extremely important to your family's long-term stability. Today, we’ll discuss some important considerations for your long-term financial stability— and how you can take action … [Read more...] about Will Your Retirement Plan Handle Long-Term Care Needs? How Your Genome Impacts Disability, Caregiving, And Estate Planning

USAA Answers Your Insurance And Financial Questions

Author: Doug Nordman Last Updated: December 16, 2018 2 Comments

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This was the best conference yet! For those who are just joining us, last month I polled people's questions about USAA's insurance and financial programs. I brought those issues to the Digital Military Experience with USAA's Communications team, other program managers, and several executives. But first, it's time for another … [Read more...] about USAA Answers Your Insurance And Financial Questions

What Questions Should I Ask USAA At Digital MilEx?

Author: Doug Nordman Last Updated: June 27, 2018 4 Comments

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[Nords note: if you're finding this post via a search engine, here's the followup post with USAA's responses: USAA Answers Your Insurance And Financial Questions] It's almost that time of year again! The San Antonio summer is cooling off (a little) and on 19-20 September I'll be USAA's guest at Digital Military Experience … [Read more...] about What Questions Should I Ask USAA At Digital MilEx?

Why I Won’t Buy Long-Term Care Insurance

Author: Doug Nordman Last Updated: December 5, 2018 21 Comments

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Note: My Dad passed away on 18 November 2017 from end-stage Alzheimer's. This post is about my experiences with his insurance during the years 2011-2014. There are hundreds of posts on the pros and cons of long-term care insurance, but most of them approach the question from a financial perspective. Today we're going to look at other aspects of … [Read more...] about Why I Won’t Buy Long-Term Care Insurance

Interview: What’s Wrong With Long-term Care Insurance?

Author: Doug Nordman Last Updated: March 26, 2019 2 Comments

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[Long post today: nearly 3000 words. Take the weekend to read it, and spend some time digging into the links. This analysis may not save your life, but it can certainly save your finances.] A few weeks ago I received an e-mail from a representative of the nonprofit organization LIFE: "As more and more Baby Boomers enter their retirement years, … [Read more...] about Interview: What’s Wrong With Long-term Care Insurance?

Military Long Term Care Insurance – Through the Federal Long-Term Care Insurance Program

Author: Doug Nordman Last Updated: December 27, 2019 7 Comments

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Did you know that active-duty and retired military are eligible to buy a policy from the Federal Long Term Care Insurance Program? I never used to care about long-term care insurance. That was for "old people" (hey, I'm not old!!), and I'd have plenty of years for the industry to come up with a great product before my spouse and I needed to … [Read more...] about Military Long Term Care Insurance – Through the Federal Long-Term Care Insurance Program