Browsing Archive 2012
Book review: “Pocket Your Dollars”
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Book review: “Pocket Your Dollars”

Saving & investing is supposed to be simple math. We've all read the advice: "Spend less than you earn." "Track your spending." "Make a budget." "Save at least 15% of your income." "Learn your investing risk tolerance." "Figure out your asset allocation." "Buy, hold, & rebalance." "Put your investments on ...

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Beginner’s Guide to Part-Time Blogging for Money
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Beginner’s Guide to Part-Time Blogging for Money

(This essay started as a simple little e-mail response to a friend's easy question. It mutated into 4600 words, but it's still simple & easy...) A reader asks: You mentioned offhand that $10K-$30K blogging was a possibility. How would you get there? Sponsored ads? Just generating scads of traffic? There are ...

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Reader questions on Reserve retirement Tricare and points
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Reader questions on Reserve retirement Tricare and points

I see that Reserve retirement is a popular search term on the blog again, even more popular than financial independence or military retirement. Here are the recent top three searches: Navy Reserve retirement calculator Air Force Reserve retirement calculator Navy personnel drawdown I thought I'd learned ...

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Guest Post Wednesday: Homeless Veterans
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Guest Post Wednesday: Homeless Veterans

In case you've been underway on a submarine missed the news, last month a NYC police officer was photographed in the act of giving a pair of boots to a barefoot homeless man. Unfortunately, the followup reporting claims that Jeffrey Hillman is barefoot once again. Even more disturbing, it appears that he's homeless ...

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Interview: What’s Wrong With Long-term Care Insurance?
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Interview: What’s Wrong With Long-term Care Insurance?

A few weeks ago I received an e-mail from a representative of the nonprofit organization LIFE: "As more and more Baby Boomers enter their retirement years, there are new financial concerns they need to consider as they plan the rest of their lives. One that’s often overlooked is long-term care. Nearly 70% of ...

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Guest Post Wednesday:  Financial Relief for Veterans
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Guest Post Wednesday: Financial Relief for Veterans

  This guest post is brought to you by George Papas.   As a veteran, I have taken advantage of a number of benefits that have been a huge help to me and my family over the years. You too may be eligible for some of these benefits, so I thought I’d provide a bit more information on a few of the main ...

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Will you work after military retirement?
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Will you work after military retirement?

(You're reading today's post while I'm starting the USAA blogger conference.  Sorry, I won't be livecasting to Facebook or Twitter every 10 minutes-- I'll be paying attention to the speakers and asking good questions!  I'll also try to have a conference wrapup post ready to go for Monday.) A reader asks a ...

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Combat Zone Contributions to the Thrift Savings Plan
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Combat Zone Contributions to the Thrift Savings Plan

    A reader asks: "When does it make sense to make tax-exempt TSP contributions (contributions while in a combat zone)? I already max out my Roth IRA ($5,000) and hit my traditional & Roth TSP contribution limit ($17,000), but I can also contribute an additional $33,000 of tax-exempt combat ...

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How much cash in a retirement portfolio?
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How much cash in a retirement portfolio?

    An Early-Retirement.org reader asks: I'm researching how much cash to set aside (likely in a money market and CDs) to weather any market downturns. I've seen everything from six years to two years. I'm considering 3-4 years for enough to weather almost any large downturn but also to not keep too ...

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