Browsing Archive March, 2011
Asset Allocation Considerations for a Military Pension
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Asset Allocation Considerations for a Military Pension

Here's the first part of a three-part post to answer the nitty-gritty details of the following question: If you're receiving a military pension, then how should you invest the rest of your portfolio? Frankly, to the majority of you readers, this will be a boring technical essay. The big picture of this week's ...

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Saving base pay and promotion raises
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Saving base pay and promotion raises

(Thanks to SamClem of Early-Retirement.org for the story that led to this post!) Financial independence and retirement are accelerated by saving as much as possible in the Thrift Savings Plan, IRAs, and taxable accounts. Aspiring early retirees have two ways to accelerate their ER: earn more or spend less. ...

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Effect of Inflation on a REDUX Military Pension
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Effect of Inflation on a REDUX Military Pension

Veterans entering the service after July 1986 are eligible to choose between two different retirement systems. The first system, High Three, offers a multiplier of 50% at 20 years of service and raises it 2.5%/year to 75% at 30 years of service. Each year after retiring, the pension is raised by a cost of living ...

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TIPS and I bonds for military retirement?
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TIPS and I bonds for military retirement?

Internet discussion boards have some perpetual topics. New members will constantly rediscover the same ground that has been trod by the older members, and occasionally a newbie will neglect to check the archives to see if the issue has already been beaten to death. On retirement forums, two of those perpetual topics ...

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COLA calculations
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COLA calculations

    The Department of Defense applies the Social Security Administration's calculation for COLAs to military pensions. Although the money comes from different agencies, the numbers are the same. The COLA for the following year (applied in January) is calculated from the third quarter of the current year. ...

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