Category Archives for Finances

What’s The Next Step To Financial Independence?

A reader writes: Hi Nords, I have a few questions I’m hoping you can help me with. I trust your expertise in these matters. I am currently an E-8 with seven years to go until retirement. I am hoping I make it to 20 years active and can retire an E-9. I’ll be 48 years […]

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Should I Use A Financial Advisor Or The Thrift Savings Plan?

  I spend a lot of time answering reader questions. Some of them are unique personal decisions, but most of them are about very common situations. I also get personal-finance feedback that just has to be shared with everyone. For example fewer than half of today’s military servicemembers even have a Thrift Savings Plan account, […]

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Almost Free Money: NFCU Offering $710 In Bonuses For Military Appreciation Month

Over the last few months, I’ve been searching for and validating some of the most epic money-making hacks on the net. I’m seeking simplistic, and risk-free ways to improve my financial picture. Most importantly these “hacks” need to be effortless and require no prior training or knowledge, unlike blogging, affiliate marketing, or doing freelance work. […]

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Alzheimer’s Care Financial Update

  It’s been a busy few months for us Nordman family men, but the fallout is settling. Dad’s still healthy and mobile, he just turned 82 years old, and he’s still deep into mid-stage Alzheimer’s. He’s doing “as well as can be expected” (I’ve learned to despise that phrase), but everything else has changed. This […]

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What The VA Really Does With Your Disability Claim

    This is the final part of a three-post series on why you want to file a VA disability claim (even if you think you’re not disabled) and what goes on behind the scenes. The first post explained why you want to file your disability claim, not just how to file it.  The second […]

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What Happens When (Not Just How) You File Your VA Disability Claim

  Last week’s post explained why you want to file your disability claim, not just how to file it. Now we’ll get into why you should prepare as much of your claim as possible up front as a “fully developed” package. It’s time (once again) to visit the Veteran Service Officer.   Why you want […]

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Why You File Your Veterans Disability Claim (Not Just How)

  “Learn From My Mistakes… Without Repeating Them!” There are roughly eighty-two gazillion websites which will tell you HOW to file your disability claim with the Veterans Administration. (I’ll link to some of them.) This post explains WHY you want to file your claim (even when you feel 0% disabled), and why you want to […]

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Should I Stop Drilling And Go To The Individual Ready Reserve?

    Here’s a summary of a conversation with a National Guard servicemember who’s contemplating moving from a drill billet to the Individual Ready Reserve. We talk through all aspects of the decision, how to deal with the IRR, and how the Guard/Reserve military pension is calculated. At the end of the post I’ve included […]

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13 Credit Card Companies That Provide CASH Refunds to Service Members Under The SCRA

Did you know many credit card companies are going above and beyond their legal obligations under the Service Members Civil Relief Act? Many of these companies are retroactively lowering interest rates for balances placed AFTER your enlistment! Under the SCRA, 6 percent is the maximum interest rate that can be charged while on active duty. […]

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Book Review: “Smarter Faster Better” by Charles Duhigg

I’ve been home from travel for almost four months, and I’m finally catching up on my reading. I still have a pile of books that I picked up from FinCon15 (six months ago!), and I’m steadily working my way through them. I’ll probably finish just before FinCon16. But then (shameless name dropping) Charles Duhigg e-mailed […]

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