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Retirement

Military Reserve and National Guard Retirement Calculators

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A reader writes:

There used to be a great calculator the Army put out– you enter your years of service, total points and the multiplier and it gave you a projected pay per month for your Reserve retirement. This should be on your site– the Army has taken it down…Help the lazy folk!

“Lazy”? I appreciate you pointing this out– in the submarine force we used to call this “forceful backup”. The Reserve and National Guard retirement system is complex, and figuring out your retirement pay can be even more difficult. A calculator helps you make sure that you understand your military retirement, and it can keep you from making a hasty career decision. In fact, you’d think that every service would have their own Reserve retirement calculator prominently displayed on their personnel websites.

Well, some of the services make it easy to find, some hide it behind a login, and I’m still looking for one.

You bloggers may have noticed that I used a plethora of keyword phrases in that “lazy” paragraph, because three-quarters of this blog’s traffic comes from search engines. “Reserve retirement” has been a top search phrase here for over six months, so let me make this a “pillar post” that’s easier for humans (and Google) to find what they’re looking for. I’ll break it down by keyword service and tell you what I know of their latest status. I’ll also include the links to the other posts on this blog which explain a few details that the calculators leave out. Please correct me if you have more information, and especially if you have a common access card.

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9 Comments

  1. Doug Nordman

    September 1, 2014 at 9:58 AM

    Andrew, read the text at the paragraph titled “Army National Guard Retirement Calculator” and click on the second link:
    https://www.hrc.army.mil/Calculators/RetirementCalc.aspx

    You can also do your own (manual) calculation at this post:
    http://the-military-guide.com/2012/02/27/calculating-a-reserve-retirement/

  2. Andrew Batangan

    August 31, 2014 at 9:35 AM

    Army National Guard 23 years……..E/6 so how much pension help

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  8. Rob

    March 4, 2013 at 6:34 AM

    Here’s a link to (USMC) Manpower & Reserve Affairs regarding retirement.
    https://www.manpower.usmc.mil/portal/page/portal/M_RA_HOME/MM/SR/RETIREMENTS

    There is no calculator, just more instructions on how to calculate. There is a link for a PDF called “Marine Corps Retirement Guide” dated May 2012 with more information.

    And there is not a pay calculator at Marine Online — just PFT and CFT calculators, and a Composite Score Calculator for promotions up to Sgt (E-5).

    • Doug Nordman

      March 5, 2013 at 5:42 AM

      Thanks, Rob, I added the links to the Marine section of the post!

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